SODAX Partners with swapNpay to Scale Cross-Network Merchant Payments
swapNpay's R1 Router now compares routes across all its aggregators, including SODAX, against a speed, cost, and reliability matrix, and executes through whichever wins.
SODAX Team
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swapNpay lets crypto holders pay real-world merchants directly, and its R1 Router now checks SODAX for pricing on every payment.
SODAX joins swapNpay's existing aggregators in competing for each payment, with the router selecting whichever wins on speed, cost, and reliability.
The integration runs on SODAX's Swap API and keeps signing and settlement separate, so swapNpay's non-custodial checkout works exactly as before.
A buyer who wants to pay a real merchant in crypto runs into a mismatch fast. Their funds sit on one network, and the merchant needs to be paid in a stablecoin on another. swapNpay, a non-custodial payment platform that lets crypto holders pay real-world merchants directly, exists to close that gap. Its R1 Router now checks SODAX for pricing on every transaction, adding execution across blockchain networks (cross-network, for short) to the pool of liquidity sources it already draws on to get an optimal purchase from a buyer's wallet to a merchant's stablecoin balance.
What Is swapNpay?
swapNpay is a non-custodial cryptocurrency payment platform that lets merchants accept any crypto and settle in stablecoin, with no hardware, subscriptions, or chargebacks required. Built around an on-chain R1 Router with EIP-712 signed authorizations and hard-capped commission limits, swapNpay supports payment acceptance across online and in-person environments. With a focus on interoperability, merchant adoption, and real-world usability, swapNpay is building the infrastructure that connects digital assets with everyday commerce.
Fixing the Payment Mismatch
More than 25 million merchants are expected to accept cryptocurrency by the end of this year, but the mismatch between what a buyer holds and what a merchant can settle in remains largely unsolved. swapNpay addresses this by connecting SODAX as an additional routing source, complementing its ability to settle from as many cryptoassets as possible. For every payment, swapNpay's R1 Router compares routes across all its aggregators, including SODAX, against a speed, cost, and reliability matrix, and executes through whichever wins.
Underneath that, the integration had to fit swapNpay's non-custodial model exactly:
"We chose SODAX because its infrastructure aligns naturally with swapNpay's goal of making digital assets practical for everyday commerce. SODAX expands our access to networks and liquidity while giving us powerful cross-network and DeFi capabilities without requiring us to rebuild that infrastructure ourselves. Together, we can connect on-chain liquidity with real-world merchant payments in a way that is seamless for both businesses and consumers." — swapNpay
Optimizing Routes
Because SODAX sits inside swapNpay's aggregator pool, swapNpay keeps every routing option it already had and gains one more that has to earn its place on every transaction.
Competitive liquidity for payment flows. Adding SODAX to the pool gives swapNpay another source competing on speed, cost, and reliability, improving outcomes for merchants and buyers on every payment SODAX wins.
Route selection stays automatic. The router picks the best option for each payment across every aggregator it holds, so no single provider's off day limits what swapNpay's users experience.
Infrastructure without exclusivity. swapNpay gains access to SODAX's cross-network liquidity without dropping an existing aggregator or committing to a single provider.
Buyers get more ways to pay with what they already hold; merchants keep getting paid in the stablecoin they actually want. Try it at swapnpay.io, or see how to route cross-network liquidity in your own product at sodax.com.